Paperwork After the Bricks: Buying a Home With Unapproved Alterations in 2026
Extensions, loft conversions and structural changes can add value and utility, but the absence of planning or building regulations evidence can turn a straightforward purchase into a risk-pricing exercise. This guide explains what documents to request, how lenders and insurers may respond, and when an indemnity policy is not the simple solution it is sometimes presented to be.